Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


No longer accepting applications. Click here to see a list of approved projects.


No longer accepting applications. Click here to see a list of approved projects.


Compete in our biennial open invitational $250,000 technology startup competition.


No longer accepting applications. Click here to see a list of approved projects.


Our co-investment fund (sidecar) for technology startups and innovation-driven enterprises.


Our new Innovation and Entrepreneurship Centre. Connecting, empowering and accelerating technology startups and entrepreneurs.

Loans up to $250,000 to help you grow

Northumberland CFDC provides lending solutions for traditional and main street small and medium-sized business for start up, stabilization and expansion. Year over year, we have maintained record lending across Northumberland, helping entrepreneurs grow and thrive. Contact us today or drop by our offices at Venture13 (739 D’Arcy St. Cobourg, Suite 120) to find out more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.


April 4, 2019

Durham College AI/Hub is coming to Venture13 to present the Artificial Intelligence in Manufacturing #DCTechTalks featuring Absar Beg, CEO, Lifelong Group of Companies, Daryl Thomas, CEO, People and Places Inc., Hassan Jaffer, CEO, Low Freight Rate, Doug Jensen, Operations Manager, Cameco. Event starts at 8:30 AM. Get you tickets now (click here).

April 11, 2019

The next Fireside chat at Venture13 is on the topic of Minimalism, featuring: Louise Nettleton - Professional Organizer and Owner + Chief Simplicity Expert at Simplify, Margarida Medeiros - Mental Health & Mindfulness Expert at the Nurturing Health Clinic, and Lucas Cleveland and Montana Desjardin - Owners of Market & Smør. Register now (click here) and join the conversation (7-9 PM) in the Lecture Hall.

April 16-17, 2019

Northumberland CFDC and Venture13 will be attending the R$ 2019 Conference in Ottawa: “New bets and old favourites: Creating a recipe for success in the innovation economy.” John Hayden will be speaking as part of a panel on investment attraction and scaling up existing business.

April 25, 2019

The NMA, BDC and Venture13 have teamed up to present a Funding Forum for small and medium-sized enterprises, which will include information and program updates from Northumberland CFDC and FedDev Ontario. Click here to register for the event. Starts at 8:00 AM in the Innovation Commons at Venture13 in Cobourg.

Northumberland Makers is offering a wide variety of educational opportunities at Venture13. Click here to learn more!

Venture13 is where it’s at when it comes to innovation and entrepreneurship in Northumberland County. Click here to see a list of upcoming events.

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N100 Evolution Pitch Contest at Venture13

click an image for better viewing

Northumberland CFDC, in collaboration with the N100 Power Panel and our community innovation partners, delivered the sixth N100 Pitch Contest at Venture13 where seven technology entrepreneurs competed to advance to the Board Room and the finals of our $250,000 startup competition. Photos by Chris Lotton Photography.

N100 Evolution Pitch Contest Simulation at Venture13

click an image for better viewing

Entrepreneurs competing in N100 Evolution (Northumberland’s $250K open invitational biennial startup competition) took part in a day-long series of intensive workshops to hone their pitches with N100 Advisors and coaches, culminating in a simulation of next week’s Sixth N100 Pitch Contest at Venture13.ca. Special thanks to Arjun Malu iMerciv Inc., Mark Elias Steadiwear Inc., Noureddin Chahrour AdrenalEase Inc., Leo Mui Impact Centre, Alison Burgess and Joe Miller University of Ontario Institute of Technology (UOIT), Tony Orsi from Bereskin & Parr, Szanne McNutt from ONeconomy, Astrum Nanji from Lux Equity and Braden Kemp from NationalProStaff. Photos by Chris Lotton Photography.

Local Group Writes Letter to Northumberland CFDC

Read our Response

Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Kim Botrie
Loans Manager
905-372-8315 x221
Email Kim

John Hayden
N1M / N100
905-372-8315 x223
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Read about our Innovative Clients across Eastern Ontario

With the support of the Federal Economic Development Agency for Southern Ontario