Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Compete for a $100,000 investment deal in our annual N100 Startup Competition.


Our funding and acceleration initiative for tech startups and innovative SMEs.


Our co-investment fund (sidecar) for technology startups and innovation-driven enterprises.


Our new technology centre, opening in 2018.

In 2017 we maintained our record pace

For the second straight year we provided $1.4 million in loans to small businesses in Northumberland, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.

Venture13 Set to Ignite Innovation in the Eastern Region

Read our latest press release


April 30 to May 1, 2018

Northumberland CFDC and over a dozen of our N1M startups will be attending OCE Discovery 2018 in Toronto, an exhibition of the Province’s most exciting up-and-coming innovation-driven enterprises and featuring international leaders and champions of innovation and entrepreneurship, such as Megan Smith, third Chief Technology Officer of the United States (2014-2017).

May 8, 2018

The Annual General Meeting of the Northumberland Manufacturers’ Association will take place at Venture13 in Cobourg on Tuesday, May 8, 2018, from 7:30 to 9:30 AM. Continental breakfast is served. Registration required (click here).

May 17 2018

Join us for an open house at Venture13 (739 D’Arcy St. Cobourg, Ontario, K9A OH6) Eastern Ontario’s newest centre for innovation and entrepreneurship. Drop by between 5 and 7 PM to meet entrepreneurs and innovation partners and tour the site, including the all new V13 Innovation Commons, VentureZone and MakerLab.

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As we progress in our exciting move to Venture13, our offices will be temporarily relocated to the Cobourg Community Centre, 750 D’Arcy Street, Cobourg, K9A 0G1, for the period beginning Monday, April 16th and ending Friday April 27th, 2018. General voicemail services on our main telephone line (905-372-8315) will be available during these two weeks and will be checked on a regular basis. Please continue to contact us by email as we continue services as normal. We apologize for any temporary inconvenience and look forward to welcoming you at our new offices across the street at Venture13.

Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Kim Botrie
Loans Manager
905-372-8315 x221
Email Kim

John Hayden
N1M / N100
905-372-8315 x224
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Find out how we can help you grow your ideas.

With the support of the Federal Economic Development Agency for Southern Ontario