Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Compete for a $100,000 investment deal in our annual N100 Startup Competition.


Our funding and acceleration initiative for tech startups and innovative SMEs.


Our co-investment fund (sidecar) for technology startups and innovation-driven enterprises.


Our new technology centre, opening in 2018.

In 2017 we maintained our record pace

For the second straight year we provided $1.4 million in loans to small businesses in Northumberland, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.

A Greeting from the Right Hon. Prime Minister Justin Trudeau

Venture13 Set to Ignite Innovation in the Eastern Region

Read our latest press release


March 21, 2018

Rob Washburn has invited Northumberland CFDC to speak about Venture13 on the Drive Time radio show on Northumberland 89.7 FM - truly local radio. Tune in 5-7 PM.

March 23, 2018

Our Capstone student team from UOIT, led by Holly Doxtator (from Brighton, Ontario), will present their draft recommendations for Venture13 MakerLab Policies and Procedures, based on their analysis of industry best practices and interviews with stakeholders. The Poster Day showcase will take place between 2:00 to 3:20pm, and 3:30 to 5:00pm, in the UB Atrium (Business & IT Building) at UOIT.

March 27, 2018

With the support of FedDev Ontario, Northumberland CFDC is supporting the advancement of green and cleantech startups across Southern Ontario. On March 27, Northumberland CFDC will join the GreenCentre Canada at the Xerox Research Centre in Mississauga as part of the IHC4 Competition external committee. C4 = Chemistry Countering Climate Change. For more, visit the GCC Innovation House website (click here).

March 28, 2018

Northumberland CFDC will be showcasing our clients at Spark Centre’s Eastern Ontario innovation corridor “Investor Collision Day” in Oshawa.

April 26, 2018

The Business Enterprise Centre Northumberland is holding a session from 10 AM to noon, entitled: “Social Media Overview: Build Followers and Quality Content”. Please call 905-372-9279 to pre-register.

May 17 2018

Our date for the Grand Opening of Venture13, the launch of N100 Evolution, and much more. Save the date! Details coming soon.

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In Other News

FedDev Ontario recently published four of our regional video success stories demonstrating the exciting impacts that Northumberland CFDC’s Collaborative Economic Development Projects are having across Eastern Ontario. Check out the videos here.

Are you an at-home professional, independent contractor/small business or isolated worker looking for flexible access to a professional office/meeting space in Cobourg? Check out the “Factory” at 600 William St., recently launched by The Business & Entrepreneurship Centre Northumberland (click here). An annual membership is only $59.99 + HST.

Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Kim Botrie
Loans Manager
905-372-8315 x221
Email Kim

John Hayden
N1M / N100
905-372-8315 x224
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Find out how we can help you grow your ideas.

With the support of the Federal Economic Development Agency for Southern Ontario