Financing and Strategy For Entrepreneurs

Investing in Innovation Capital in Eastern Ontario

In August 2016, Kim Rudd (MP for Northumberland-Peterborough South and Parliamentary Assistant to the Minister of Natural Resources) announced the launch of the second phase of the Government of Canada’s Collaborative Economic Development Projects (CEDP)—the regional stream of the Eastern Ontario Development Program (EODP). Working with the fourteen other CFDCs of Eastern Ontario and our Collaborative Innovation Panel, and with the support of FedDev Ontario, Northumberland CFDC is now deploying those funds strategically across Eastern Ontario. We are collaborating in real time with industry to make smart investments in innovation capital. These investments are leading to business growth, export market access and greater profitability of firms, the creation of new jobs and the acquisition of talent, the integration of technology that is powering competitive advantage and the formation of partnerships for economic renewal, revitalization and diversification.

Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Our Gaming and Entrepreneurship Lab offers world class U/X testing.


Compete for a $100,000 investment deal in our annual N100 Startup Competition.


New funding and acceleration initiative for tech startups and innovative SMEs.


Our new technology centre, opening in 2018.

2016 was a record year for Northumberland CFDC

We provided $1.4 million in loans to small businesses in Northumberland in 2016, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.

A Greeting from the Right Hon. Prime Minister Justin Trudeau

Read our latest press release

Ambience Data wins N100 2017


Nov 15, 2017
Chambers Northumberland and The Business & Entrepreneurship Centre Northumberland will be hosting Andrew Patricio of BizLaunch for a workshop on financial literacy for non-financial business owners. Chamber Members can pre-register here for the event which will be held from 1:00 to 4:00 PM in the Community Board Room at 600 William St., Cobourg.

Nov 16, 2017
Northumberland CFDC will be at the Innovation and the Future of Canada Summit hosted by the DeGroote School of Business at McMaster University. This one-day event will bring together senior executives, entrepreneurs, scientists, public policy makers, and academics from Canada’s top business schools to explore the significant implications that global completion, changing demographics, and the emerging “fourth industrial revolution” will have on society in the years ahead.

Nov 20, 2017
Wendy Curtis, Executive Director of Northumberland CFDC will be presenting to the Town of Cobourg Council with the Municpality’s CAO, Stephen Peacock, to give His Worship the Mayor, and Council, an overview and update on our signal Venture13 technology centre initiative. The presentation will be live-streamed at 7 PM (click here).

Nov 21, 2017
Northumberland CFDC and N1M are hosting a “Recurring Revenue Models and SaaS Metrics” training workshop for N1M Startups with Mark Witzel, ITA with NRC-IRAP. The opportunity is SOLD OUT. Email us for more information.

Nov 21-23, 2017
Our team is heading out across Eastern Ontario to make public announcements in support of high-impact innovation investments we have made through FedDev Ontario’s EODP - Collaborative Economic Development Projects initiative. Watch for news from Northumberland, Haliburton, Cornwall and beyond.

Dec 5, 2017
Spark Centre’s Ignite startup completion wraps up with a celebration and announcement of the Ignite 2017 winners. Click here for tickets ($75 plus taxes and fees). FedDev Ontario N1M-backed startup Ominous Games has already won the $5K Student Entrepreneur challenge. Congratulations to Samantha Stahlke and her team.

Dec 12, 2017
On December 12th, Northumberland CFDC will host a private reception to recognize and celebrate the contributions of our volunteer Board of Directors. Our Board is composed of entrepreneurs, innovators and community champions who devote considerable time, expertise and passion to the Community Futures Program in Northumberland. Thank you to all of our Directors for your commitment to our collective endeavour.

In Other News

FedDev Ontario recently published four of our regional video success stories demonstrating the exciting impacts that Northumberland CFDC’s Collaborative Economic Development Projects are having across Eastern Ontario. Check out the videos here.

Are you an at-home professional, independent contractor/small business or isolated worker looking for flexible access to a professional office/meeting space in Cobourg? Check out the “Factory” at 600 William St., recently launched by The Business & Entrepreneurship Centre Northumberland (click here). An annual membership is only $59.99 + HST.

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Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Susan Latta
Business Manager
905-372-8315 x223
Email Susan

John Hayden
N1M / N100
905-372-8315 x224
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Kim Botrie
Program Administrator
905-372-8315 x221
Email Kim

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

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