Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Compete in our biennial open invitational $250,000 technology startup competition.


Our funding and acceleration initiative for tech startups and innovative SMEs.


Our co-investment fund (sidecar) for technology startups and innovation-driven enterprises.


Our new Innovation and Entrepreneurship Centre. Connecting, empowering and accelerating technology startups and entrepreneurs.

In 2017 we maintained our record pace

For the second straight year we provided $1.4 million in loans to small businesses in Northumberland, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.


November 6, 2018

Northumberland Makers are holding their Annual General Meeting on Tuesday, November 6, 2018 from 7-8 PM in the Innovation Commons at Venture13. All are welcome.

November 13, 2018

Fleming College is offering an all-day Assertiveness Training opportunity in the Innovation Commons at Venture13. Click here for more information.

November 14, 2018

Jonathan Brown is facilitating a student tree mapathon at Venture13 with grade 12 computer science studentsn from St. Mary’s Secondary Schoool, in collaboration with Northumberland Makers, the Town of Cobourg (arborist Rory Quigley) and the Ganaraska Conservation Authority, and partners. Northumberland CFDC will be hosting a pizza lunch for the students as they set out to map the muncipal canopy.

November 14-15, 2018

Northumberland CFDC is participating in a Management Round Table workshop at the MIT Samberg Conference Center in Cambridge, MA.

November 22, 2018

Northumberland CFDC is hosting members of the Eastern Ontario CFDC Network Inc. for an Innovation Leadership Training workshop at Venture13, facilitated by Ryerson University’s Centre for Engineering Innovation and Entrepreneurship.

November 28, 2018

Pitch to the Chief: in partnership with the Cobourg Police Service – Corporate Services, Northumberland CFDC is hosting a pitch competition in the Innovation Commons at Venture13 for technologies related to policing and community safety. The event is fully subscribed. Details will be posted soon on the next opportunity to Pitch to the Chief.

November 28, 2018

Exploring new ventures closer to home: Helping your startup grow with top talent from UofT

Looking for an Intern to support your business? Northumberland CFDC will be hosting the Impact Centre at the University of Toronto to provide a FREE Information Session here at Venture13 to discover an exciting course-based FREE internship program offered. Students in the UofT ENV-C2H program will work with your company (unpaid) for either 100 or 200 hours, learn about entrepreneurship and earn an academic credit.

All Startups, Entrepreneurs and UofT Students welcome – Please REGISTER HERE.

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N100 Evolution Pitch Contest at Venture13

click an image for better viewing

Northumberland CFDC, in collaboration with the N100 Power Panel and our community innovation partners, delivered the sixth N100 Pitch Contest at Venture13 where seven technology entrepreneurs competed to advance to the Board Room and the finals of our $250,000 startup competition. Photos by Chris Lotton Photography.

N100 Evolution Pitch Contest Simulation at Venture13

click an image for better viewing

Entrepreneurs competing in N100 Evolution (Northumberland’s $250K open invitational biennial startup competition) took part in a day-long series of intensive workshops to hone their pitches with N100 Advisors and coaches, culminating in a simulation of next week’s Sixth N100 Pitch Contest at Venture13.ca. Special thanks to Arjun Malu iMerciv Inc., Mark Elias Steadiwear Inc., Noureddin Chahrour AdrenalEase Inc., Leo Mui Impact Centre, Alison Burgess and Joe Miller University of Ontario Institute of Technology (UOIT), Tony Orsi from Bereskin & Parr, Szanne McNutt from ONeconomy, Astrum Nanji from Lux Equity and Braden Kemp from NationalProStaff. Photos by Chris Lotton Photography.

V13 Flies High With Opener

Read our latest press release

Navdeep Bains & Kim Rudd

Susan McGovern


le boat

Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Kim Botrie
Loans Manager
905-372-8315 x221
Email Kim

John Hayden
N1M / N100
905-372-8315 x223
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Find out how we can help you grow your ideas.

With the support of the Federal Economic Development Agency for Southern Ontario