Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Our Gaming and Entrepreneurship Lab offers world class U/X testing.


Compete for a $100,000 investment deal in our annual N100 Startup Competition.


New funding and acceleration initiative for tech startups and innovative SMEs.


Our new technology centre, opening in 2018.

In 2017 we maintained our record pace

For the second straight year we provided $1.4 million in loans to small businesses in Northumberland, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.

A Greeting from the Right Hon. Prime Minister Justin Trudeau

Venture13 Set to Ignite Innovation in the Eastern Region

Read our latest press release


Dec 5, 2017
Spark Centre’s Ignite startup competition wraps up with a celebration and announcement of the Ignite 2017 winners. Click here for tickets ($75 plus taxes and fees). FedDev Ontario N1M-backed startup Ominous Games has already won the $5K Student Entrepreneur challenge. Congratulations to Samantha Stahlke and her team.

Dec 6, 2017
Northumberland CFDC will be at Trillium Manufacturing Network’s “Fuelling Manufacturing” session at the Toronto Board of Trade.

Dec 8, 2017
Northumberland CFDC and the Honourable Maryam Monsef, Minister of Status of Women and Member of Parliament for Peterborough–Kawartha will be making a funding announcement in the Peterborough region. Stay close to our Twitter feed for details.

Dec 12, 2017
On December 12th, Northumberland CFDC will host a private reception to recognize and celebrate the contributions of our volunteer Board of Directors. Our Board is composed of entrepreneurs, innovators and community champions who devote considerable time, expertise and passion to the Community Futures Program in Northumberland. Thank you to all of our Directors for your commitment to our collective endeavour.

Dec 14, 2017
Northumberland CFDC will be at the CVCA’s “Venture Capital Trends and Transactions” workshop at Torys LLP.

In Other News

FedDev Ontario recently published four of our regional video success stories demonstrating the exciting impacts that Northumberland CFDC’s Collaborative Economic Development Projects are having across Eastern Ontario. Check out the videos here.

Are you an at-home professional, independent contractor/small business or isolated worker looking for flexible access to a professional office/meeting space in Cobourg? Check out the “Factory” at 600 William St., recently launched by The Business & Entrepreneurship Centre Northumberland (click here). An annual membership is only $59.99 + HST.

Twitter Feed

Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Kim Botrie
Loans Manager
905-372-8315 x221
Email Kim

John Hayden
N1M / N100
905-372-8315 x224
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Find out how we can help you grow your ideas.

With the support of the Federal Economic Development Agency for Southern Ontario