Financing and Strategy For Entrepreneurs

Investing in Innovation Capital in Eastern Ontario

In August 2016, Kim Rudd (MP for Northumberland-Peterborough South and Parliamentary Assistant to the Minister of Natural Resources) announced the launch of the second phase of the Government of Canada’s Collaborative Economic Development Projects (CEDP)—the regional stream of the Eastern Ontario Development Program (EODP). Working with the fourteen other CFDCs of Eastern Ontario and our Collaborative Innovation Panel, and with the support of FedDev Ontario, Northumberland CFDC is now deploying those funds strategically across Eastern Ontario. We are collaborating in real time with industry to make smart investments in innovation capital. These investments are leading to business growth, export market access and greater profitability of firms, the creation of new jobs and the acquisition of talent, the integration of technology that is powering competitive advantage and the formation of partnerships for economic renewal, revitalization and diversification.

Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Our Gaming and Entrepreneurship Lab offers world class U/X testing.


Compete for a $100,000 investment deal in our annual N100 Startup Competition.


New funding and acceleration initiative for tech startups and innovative SMEs.


Our new technology centre, opening in 2018.

2016 was a record year for Northumberland CFDC

We provided $1.4 million in loans to small businesses in Northumberland in 2016, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.

A Greeting from the Right Hon. Prime Minister Justin Trudeau

Read our latest press release

Ambience Data wins N100 2017


Sep 6-8, 2017
Northumberland CFDC will be at the 24th Annual CF Ontario Conference in Elgin County.

Sep 13, 2017
N100 will be at HAX Demo Day 10 and later, TechCrunch Disrupt SF.

Sep 27, 2017
The Office of Small and Medium-Sized Enterprises (OSME) - Public Services and Procurement Canada will be running a “Doing Business with the Government of Canada” seminar 8-11 AM on Wednesday, September 27, 2017, in the Community Board Room, in partnership with the Northumberland Manufacturers’ Association (the NMA) and Northumberland CFDC. Click here to register.

Oct 18, 2017
Leo Mui from the University of Toronto’s Impact Centre will be leading a seminar for N1M startups and other innovation-driven SMEs from 10 AM to 3:30 PM entitled, “The Ins and Outs of Government Funding”. Click here to reserve your seat.

Oct 24, 2017
The Tri-Association of manufacturers hold their one-day annual conference on Tuesday, October 24, 2017 in Peterborough, focusing on innovation in manufacturing. Click here to register.

Nov 21, 2017
Northumberland CFDC and N1M are hosting a “Recurring Revenue Models and SaaS Metrics” training workshop for N1M Startups with Mark Witzel, ITA with NRC-IRAP, in six available 1.5-hour slots. Click here to register for one-on-one training (requires password, by invitation only). Email us for more information.

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Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Susan Latta
Business Manager
905-372-8315 x223
Email Susan

John Hayden
N1M / N100
905-372-8315 x224
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Kim Botrie
Program Administrator
905-372-8315 x221
Email Kim

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Find out how we can help you grow your ideas.