Our Programs


We provide loans of up to $250,000 for qualifying startups and small and medium-sized enterprises.

Strategy Consulting

Meet with one of our advisors to get feedback on your business plan.


Eastern Ontario Development Program: Non-repayable performance-based funding up to $100,000 for business development or community innovation.


Collaborative Economic Development Projects: Non-repayable performance-based funding up to $100,000 to invest in innovation capital projects, with benefits to multiple communities within Eastern Ontario.


Compete for a $100,000 investment deal in our annual N100 Startup Competition.


Our funding and acceleration initiative for tech startups and innovative SMEs.


Our co-investment fund (sidecar) for technology startups and innovation-driven enterprises.


Our new technology centre, opening in 2018.

In 2017 we maintained our record pace

For the second straight year we provided $1.4 million in loans to small businesses in Northumberland, helping entrepreneurs to start up, stabilize and expand their business. In addition to standard financing, we also offer many unique lending products including social enterprise loans, accessibility loans and loans for entrepreneurial newcomers to Canada. Learn more about how the Community Futures Program can help your business succeed.

Our Vision: Community Futures

Prosperity in Northumberland (and across Eastern Ontario) through innovation and entrepreneurship.

How do we get there?

By providing financing and strategy for entrepreneurs. We provide loans of up to $250,000 for business start up, stabilization and expansion.

Who do we work with?

Growth-oriented SMEs, next generation startups and twenty-first century institutions who are creating local economic opportunities and high quality jobs.

A Greeting from the Right Hon. Prime Minister Justin Trudeau

Venture13 Set to Ignite Innovation in the Eastern Region

Read our latest press release


January 23, 2018
Dan Ruby from Ontario Centres of Excellence will be in Northumberland meeting with tech startups and innovation-driven enterprise. If your company is interested in OCE programming and funding opportunities, please get in touch with us to arrange an in-person meeting with Dan at our offices.

January 30, 2018
Northumberland Central Chamber of Commerce is holding their Annual General Meeting at 6 PM.

January 31, 2018
The Business Enterprise Centre Northumberland (BECN) is holding a social media marketing workshop for Chamber Members ($10) a s well as non-Chamber members ($15) with presenter, Peter Thomas. Click here for more information.

February 7, 2017
The Port Hope & District Chamber of Commerce is holding their Annual General Meeting at 11:30 AM.

February 8-10, 2018
The Agri Food Management Institute (AMI) is putting on the “Bon Appetit - Food Business Conference” at the Best Western Inn and Convention Centre in Cobourg, with opening night tasting showcase at the OAFVC in Colborne. Click here for more information (tickets are $32.12-$60.12).

In Other News

FedDev Ontario recently published four of our regional video success stories demonstrating the exciting impacts that Northumberland CFDC’s Collaborative Economic Development Projects are having across Eastern Ontario. Check out the videos here.

Are you an at-home professional, independent contractor/small business or isolated worker looking for flexible access to a professional office/meeting space in Cobourg? Check out the “Factory” at 600 William St., recently launched by The Business & Entrepreneurship Centre Northumberland (click here). An annual membership is only $59.99 + HST.

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Key Program Contacts

Wendy Curtis
Executive Director
Northumberland CFDC
905-372-8315 x227
Email Wendy

Kim Botrie
Loans Manager
905-372-8315 x221
Email Kim

John Hayden
N1M / N100
905-372-8315 x224
Email John

Judy Selvig
Business Development Officer, EODP, CEDP
905-372-8315 x226
Email Judy

Lorraine Bulger
Program Administrator
905-372-8315 x225
Email Lorraine

Find out how we can help you grow your ideas.

With the support of the Federal Economic Development Agency for Southern Ontario